Providing tailored plans for self-employed individuals & independent contractors that fit your needs, even if you don't qualify for savings or discounts, ensuring comprehensive coverage at competitive rates.
Finding the best rates for your health insurance shouldn't be stressful. We're here to simplify the process, offering plans that match your health needs and budget, ensuring you get the most value for your money.
For businesses with fewer than 49 employees, we specialize in setting up affordable group health insurance plans. We aim to help you find the right balance between cost and coverage, ensuring team growth!
A network is a group of healthcare providers (doctors, hospitals, etc.) that have agreements with your insurance company to provide services at lower costs. Using in-network providers usually costs you less than out-of-network ones. (PPO, HMO, EPO, POS)
A deductible is the amount you pay out of pocket for medical expenses before your insurance starts to pay. Once you've paid your deductible, your insurance covers a portion of the costs.
Coinsurance is your share of the costs for a covered healthcare service, calculated as a percentage (e.g., 20%) of the total bill after you've paid your deductible.
"I was overwhelmed trying to find health insurance for my kids and myself. Isaiah was incredibly patient and helped me choose a plan that fits our budget and covers everything we need. I now feel secure knowing my family is protected."
"We were confused about our insurance options. Isaiah took the time to understand our needs and explained everything clearly. He helped us find an affordable plan with excellent coverage. We are very grateful for his assistance. "
"As a freelancer, finding health insurance was daunting. Isaiah guided me through the options and helped me get the best deal with comprehensive coverage. His expertise and friendly approach made the process stress-free."
"Health insurance has always been a challenge. Isaiah helped me find a plan that works for both myself and my employees, ensuring we all have the coverage we need. His knowledge and professionalism are impressive."
"Finding health insurance with a pre-existing condition felt impossible until I met Isaiah. He found a plan that covers my condition without high rates. His compassion and dedication gave me peace of mind. Isaiah made a real difference."
"After graduating, I had no idea how to get health insurance. Isaiah explained the importance of coverage and helped me find a plan that fit my budget and provided great benefits. His guidance made a big difference. 10/10 recommend!"
The date is approaching fast & plans are changing. Don’t miss out on a new plan if you qualify!
DaysDays
HrsHours
MinsMinutes
SecsSeconds
Copyright © 2024 HBI Health & Life Insurance. All Rights Reserved.
The Medical Coverage you deserve!
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.